The process of withdrawing winnings from an online casino is a multi-stage procedure that depends on the player's status, the chosen payment method, and the particular policies of the casino itself.

Here is how it works in reality as of 2026:

KYC (Know Your Customer) Spinmama Casino

This is the main hurdle for newcomers. No legitimate casino will process a payout until it has confirmed that you are a genuine individual 18+.

Required documents: A scan of your passport (occasionally a photo with ID in hand), proof of address (such as a utility bill or bank statement), and a picture of your bank card. Purpose: This is a regulatory requirement (to combat money laundering) and a step to stop fraud. If you win a large sum, the casino must ensure that the funds are being transferred to the legitimate account holder, rather than a hacker. Timing: You are usually asked to complete verification either right upon signup or during your first withdrawal request. Until this process is finished, the “Withdraw” button may remain disabled.

Cashier Operation

Once your account has been verified, the process proceeds as follows:

Accessing the “Cashier”: The player clicks the “Withdraw” button. Choosing a system: Casinos usually require that funds be withdrawn via the same channel that was used for the deposit. This is known as the “closed-loop” rule (part of Anti-Money Laundering protocols). For example, if you credited 1,000 rubles using a “Mir”, the first 1,000 rubles of your winnings must be sent back to that same card. The remaining balance can then be withdrawn to a different payment account. Entering the sum: The specified amount must be within the casino's established limits (for example, between 500 to 500,000 rubles per transaction).

Finance Department Review

Once you click “Withdrawal,” your request is forwarded to the finance department.

Manual check: High-value cashouts (typically 50,000–100,000 rubles or more) are manually reviewed by a security officer. They examine your gaming history to verify you haven't violated any rules (such as “bonus abuse” or utilizing prohibited software). Source of Funds/Wagering Check: If you deposited 100 rubles, rolled it just once, and won 100,000, the casino may decline the withdrawal, referring to that the funds were not wagered properly (e.g., “cleaning bonus”). Casinos typically require that you “wager” (wager) your deposit amount at least 1–3 times. Approval: If everything is in order, the request is marked as “Approved.”

Summary: Casinos usually process payouts quickly (in under 60 minutes) provided the player has completed the verification process and met deposit wagering requirements. If your information is missing from the database, the process may last several days because of security checks.